How to prepare for an emergency?
OSHCstudents - A medical emergency could happen to you or your family at any time. Being prepared can help you to know what to do, if you or someone around you, needs urgent medical assistance.
What should I do when I feel sick?
OSHCstudents - Feeling unwell? Find out where to go, who to call, and what your options are when you or your family are sick.
How to claim your hospital payment
OSHCstudents - After your hospital stay, there’s often lots of paperwork and costs to work through. We’ll take a look at what the paperwork means, and how to navigate the claims process for private health insurance.
How to avoid unexpected out of pocket costs?
OSHCstudents - When being admitted to hospital as a private patient, you may have to contribute toward the cost of your treatment. So how can you avoid these costs?
What is included in hospital cover?
OSHCstudents - If you choose to use private health insurance to pay for your hospital treatment, it’s important to understand what’s generally included so you can get the most out of your cover.
Who pays for your hospital treatment?
OSHCstudents - Healthcare can be expensive, especially if you need to fund hospital treatment. Find out what options you have to pay for your treatments.
What type of hospitals are there in Australia?
OSHCstudents - In Australia, there are two main categories of hospital services that you can access: public and private, with several subsets that sit under each category. Read more to understand your hospital choices.
Things you should know about waiting periods
OSHCstudents - What is a waiting period? Why are there waiting periods? We will help you answer these questions.
What’s the difference between Deductible and Copayment?
OSHCstudents - Health insurance deductibles and copayments are both types of cost-sharing, which refers to the way health insurance companies split the cost of your health care with you. So, what's the difference between deductible and copayment?
What is an inpatient? What is an outpatient?
If you’ve ever needed treatment in hospital, you might have heard the words ‘inpatient’ or ‘outpatient’. See below for details.
What’s an excess? Is it different from a co-payment?
What’s an excess? Is it different from a co-payment? Why are there excesses and co-payments? Here are the details
Visa subclass 485 (Temporary Graduate) and OSHC
If you hold a valid Student visa at the time you apply for the Subclass 485 visa, you will already be covered under an Overseas Student Health Cover policy as a condition of your Student visa requirement. Your existing OSHC is considered acceptable health insurance at the time you lodge your 485 visa application and you should submit evidence of this with your visa application.
